Little girl sitting beside her father looking out across a lake

Personal Checking Accounts

  American Eagle Checking Free Checking FunTimer Checking HSA Checking
Benefits Liquid account with competitive interest rates
$100 off mortgage closing costs
No minimum balance requirement. No monthly service fee, per item fee or transaction fees. FunTimer Club trips & activities Tax exempt account that can be used to pay for qualified medical expenses
Earns Interest YES NO YES - On balances above $250 YES
Free Checks Complimentary Welcome Pak Complimentary Welcome Pak Complimentary Welcome Pak Complimentary Welcome Pak
Debit Card FREE FREE FREE FREE
ATM Withdrawal Unlimited at AMB owned and operated ATM's Unlimited at AMB owned and operated ATM's Unlimited at AMB owned and operated ATM's Unlimited at AMB owned and operated ATM's
Online Banking, Bill Pay, eStatements FREE FREE FREE FREE
Minimum Opening Amount $5,000 $50 $50 $25 HSA
Application fee
How to Qualify $2,500 balance requirement to avoid monthly fees N/A Age 50 or better Must be covered by a HDHP. Cannot be covered by another health plan, enrolled in Medicare or claimed as a dependent.

 


American Eagle

At the heart of the American Eagle is a package of financial services designed to help you reach your personal goals. This account provides a tiered interest rate that is determined by the daily balance in the account.

  • $2,500 balance to avoid monthly fees
  • Interest-bearing account with a tiered rate schedule
  • Liquidity at a higher rate of interest than most checking accounts
  • Unlimited check writing
  • Free 1st order of checks
  • Unlimited MasterCard debit card transactions
  • Free NetTeller Online Banking & Online Bill Payment
  • $100 off mortgage closing costs
  • Free financial consultation
  • Verizon cellular phone discount program
  • Opening deposit of $5,000 required
  • Unlimited ATM transactions at American Midwest Bank owned and operated ATMs
  • Free mobile banking

American Midwest Free Checking

American Midwest Free Checking…this checking account really is free!
 Benefits include:

  • No monthly service charge or per debit charge
  • No minimum balance requirement
  • Unlimited check writing
  • Unlimited MasterCard debit card transactions
  • Unlimited ATM transactions at American Midwest Bank owned and operated ATMs
  • Free NetTeller Online Banking & Online Bill Payment
  • 1st order of checks free
  • Free mobile banking
  • Verizon cellular phone discount program

Health Savings Account (HSA)

What is this?

An HSA account is an attractive interest bearing checking account used in conjunction with a High Deductible Health Plan (HDHP). An HSA is a tax exempt account that can be used to pay for qualified medical expenses. Interest earned is tax deferred. To qualify for an HSA:

  1. You must be covered by a HDHP.
  2. You are not covered by a health plan other than a HDHP.
  3. You are not enrolled in Medicare.
  4. You are not claimed as a dependent on another person's tax return.

Health Savings Account (HSA) Checking

  • $25.00 Application/Start-Up Fee
  • No annual fee
  • No monthly fee
  • No transaction fee
  • Unlimited MasterCard debit card transactions
  • Unlimited ATM transactions at American Midwest Bank owned and operated ATMs
  • Free 1st order of checks
  • Free NetTeller Online Banking & Online Bill Payment
  • Monthly statement or e-statement
  • Tiered interest rate based on account balance*
  • $50.00 HSA Plan transfer fee to another HSA administrator

Kasasa Tunes

Free checking that gives you digital media downloads or purchases every month

With Kasasa Tunes, you get $10 in iTunes® or Amazon.com refunds every month just for using your account. Not for a limited time, EVERY month. Plus, you get $20 in download or purchase refunds just for opening the account. Now you can use your monthly rewards to check out a new band, see the newest movie, or whatever else you can't live without. Kasasa Tunes supports your passion. Do you Kasasa?

Kasasa Tunes is perfect for you if you want:

  • Your life filled with cool downloads or online purchases every month
  • No minimum balance required to earn rewards
  • Nationwide ATM fee refunds
  • Free NetTeller Online Banking & Online Bill Payment
  • Free mobile banking

To get $10 in iTunes® or Amazon.com refunds every month, just do the following:

  • Have at least 15 debit card purchases post and settle during the monthly qualification cycle
  • Enroll and receive monthly e-statement notice

If you miss a month, don’t worry!

There’s no penalty if you don’t qualify and you still enjoy free checking with free online banking. Plus, you’ll get right back to enjoying $10 in iTunes® or Amazon.com refunds and Nationwide ATM fee refunds the next month you qualify. Minimum $50 to open account.

CD Rates

View our certificate rates.

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